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FINANCIAL SECURITY 2017-10-14T05:05:03+00:00

Project Description

MAINTAINING FINANCIAL SECURITY

Estimates show that over 80% of families that flooded during Harvey were not covered by flood insurance. In some areas, that percentage is closer to 95%.

Without flood insurance, homeowners are left to rebuild on their own. HHR wants to help lower the cost of labor associated with materials installation. By pairing a trained HHR project manager with volunteers, we can complete projects such as insulation and sheet rock installation.

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I believe that with the right training, homeowners and trained volunteers can do more of the rebuilding themselves.

KRISTINA BOZOARTH • PRESIDENT

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The best way to explain the financial impact Hurricane Harvey had on individual homeowners is to look at the numbers. Estimates show that over 80% of families that flooded during Harvey were not covered by flood insurance. In some areas, that percentage is closer to 95%.

Without flood insurance, homeowners are left to rely on FEMA aid and loans to recover. The maximum FEMA grant is around $33,000. However, the cost to rebuild is closer to 3 times that amount in most cases. Many families will need to take out loans, but even SBA disaster loans need to be payed back with interest.

When homeowners rebuild, they will still have the same mortgage they had before the flood. However, they will also have the debt associated with returning their homes and lives to normal. Our mission is to help homeowners lower their cost of construction by providing trained volunteers to help rebuild. Our community and youth training programs will allow more homeowners to take on more projects themselves.

CHANGE A LIFE TODAY

Help homeowners rebuild after the widespread flooding caused from Hurricane Harvey. Get in touch today and start making the difference.

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